Earthmoving equipment finance is delivered through one of the four main Australian asset finance structures: chattel mortgage, hire purchase, finance lease or operating lease. The mechanics are common across asset classes; the right structure depends on cash flow, tax position and end-of-life plans for the asset.
General information only. Not financial, legal or tax advice.
Read the full guide on how it works
We’ve consolidated detailed guidance on how it works into a single canonical resource, because the rules apply consistently across asset finance products in Australia.
For everything about earthmoving equipment finance - including how the structure works, indicative rates, common assets and scenario-specific guidance - see the earthmoving equipment finance overview.
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