Low doc asset finance is delivered through the four main Australian asset finance structures - chattel mortgage, hire purchase, finance lease or operating lease. The structural mechanics are common across borrower types; what differs for low doc asset finance is the assessment criteria and documentation pathway lenders apply.
General information only. Not financial, legal or tax advice.
Read the full guide on how it works
We’ve consolidated detailed guidance on how it works into a single canonical resource, because the rules apply consistently across asset finance products in Australia.
For everything about low doc - including how the structure works, indicative rates, common assets and scenario-specific guidance - see the low doc overview.
Now you've read about how it works for low doc asset finance, the practical step is to get options against your specific situation. Send a short brief through the form - our editorial team reviews enquiries and, where you've asked for one, introduces you to an accredited broker partner.
Asset Finance Help is an independent information publisher. We don't provide credit assistance or arrange finance ourselves. We make optional introductions to accredited Australian asset finance brokers on our partner panel. See our Disclosures.