No Deposit

Interest Rates for No Deposit

Indicative rates for no deposit asset finance in Australia generally sit within the standard band for the borrower's profile - prime files secure 7-10% p.a., average files 9-12%, weaker or low-doc files 11-16%. Going no-deposit doesn't automatically raise the rate when the file is strong.

General information only. Not financial, legal or tax advice.

Read the full guide on interest rates

We’ve consolidated detailed guidance on interest rates into a single canonical resource, because the rules apply consistently across asset finance products in Australia.

Interest Rates - Asset Finance →

No Deposit specifically

For everything about no deposit - including how the structure works, indicative rates, common assets and scenario-specific guidance - see the no deposit overview.

No Deposit overview →

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