Asset Finance Help
Refinance

Pros and Cons for Refinance

The pros and cons of asset finance refinancing reflect both the structure used (chattel mortgage, hire purchase, finance lease or operating lease) and the specialty pathway. Trade-offs differ from prime applications - typically a wider rate band and more documentation in exchange for access.

General information only. Not financial, legal or tax advice.

Read the full guide on pros and cons

We’ve consolidated detailed guidance on pros and cons into a single canonical resource, because the rules apply consistently across asset finance products in Australia.

Pros and Cons - Asset Finance →

Refinance specifically

For everything about refinance - including how the structure works, indicative rates, common assets and scenario-specific guidance - see the refinance overview.

Refinance overview →

Related

Pros and Cons (canonical)
The detailed guide that applies to all asset finance. Refinance
Overview, options, costs and considerations. What Is Asset Finance
The umbrella concept - products and structures. Calculators
Estimate repayments, balloon impact and more.

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