Asset Finance Help
Vehicle Finance

Credit Requirements for Vehicle Finance

Credit requirements for vehicle finance are set by individual lenders, but most assess director credit history, business credit conduct, and the asset's resale profile. There is no single market-wide minimum score.

General information only. Not financial, legal or tax advice.

Read the full guide on credit requirements

We’ve consolidated detailed guidance on credit requirements into a single canonical resource, because the rules apply consistently across asset finance products in Australia.

Credit Requirements - Asset Finance →

Vehicle Finance specifically

For everything about vehicle finance - including how the structure works, indicative rates, common assets and scenario-specific guidance - see the vehicle finance overview.

Vehicle Finance overview →

Related

Credit Requirements (canonical)
The detailed guide that applies to all asset finance. Vehicle Finance
Overview, options, costs and considerations. What Is Asset Finance
The umbrella concept - products and structures. Calculators
Estimate repayments, balloon impact and more.

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