What we do
We publish detailed reference content on Australian business asset finance - covering the four main structures (chattel mortgage, hire purchase, finance lease, operating lease) and the asset classes those structures fund (vehicles, machinery, equipment, plant, fitouts). Our pages set out how each product works, indicative cost ranges, eligibility and documentation, GST and tax treatment, balloon and residual settings, end-of-term outcomes, and head-to-head comparisons.
When readers want to act on what they've read, we offer to introduce them to an accredited Australian asset finance broker from our partner panel. The introduction is optional and only happens when the reader submits an enquiry and consents to being contacted.
What we don't do
- We are not a credit provider, credit licensee or credit representative under the National Consumer Credit Protection Act 2009 (Cth).
- We don't lend money, assess applications, approve finance or settle transactions.
- We don't provide credit assistance, personal financial advice, tax advice or legal advice.
- We don't write content tailored to your specific business circumstances - everything on this site is general information only.
- We don't represent any single lender. Our content covers the market and is not designed to channel readers to a specific brand.
If you need personal advice, speak with a licensed credit assistance provider, a registered tax agent, or an Australian Financial Services Licence (AFSL) holder, depending on what you need.
Who this site is for
We write primarily for Australian businesses - sole traders, partnerships, companies and trusts - that need vehicles, equipment, machinery or other commercial assets. That includes:
- Established SMEs comparing structures before refinancing or expanding a fleet.
- Owner-operators looking at their first business vehicle or piece of equipment.
- Startups researching what's realistic for a new ABN.
- Finance, ops and accounting staff doing due diligence on a proposal.
- Advisers (accountants, bookkeepers, brokers) who want a plain-English reference to share with clients.
Our content is centred on business and commercial use. We don't cover regulated consumer car loans or personal lending.
How we work
Pages are written and reviewed by the Asset Finance Help editorial team. We follow a documented editorial process designed to keep content accurate, current and independent of any single lender or broker. The full process is on our Editorial Policy page.
Where we cite rates, fees, terms or rules, we draw on primary Australian sources - the Australian Taxation Office (ATO), the Australian Securities and Investments Commission (ASIC), the Australian Financial Complaints Authority (AFCA), the Reserve Bank of Australia (RBA), the Australian Accounting Standards Board (AASB) and published lender disclosures - plus current market data from our broker partner panel. The full source list and update cadence is on our Methodology page.
How we're funded
Asset Finance Help is funded by commercial referral arrangements with accredited Australian asset finance brokers. When a reader chooses to be introduced to a broker partner and that introduction leads to settled finance, we may receive a fee or commission from the broker. We do not charge readers for any content or introduction.
We disclose this commercial model openly so readers can weigh it. Our editorial team is required to keep content independent of those commercial relationships - we don't allow broker partners to influence what we publish, and we don't have paid placements, sponsored rankings or advertorial content disguised as editorial. The full disclosure is on our Disclosures page.
Where we operate
Asset Finance Help is based in Sydney and covers the Australian asset finance market nationally. Our content reflects Australian law, tax and accounting standards. We don't cover overseas markets, and references to "lease accounting" or "GST" on this site always mean the Australian treatment unless stated otherwise.
Our broker partner panel is made up of brokers who hold an Australian Credit Licence (ACL) or who operate as authorised credit representatives, and who are members of either the Mortgage & Finance Association of Australia (MFAA) or the Finance Brokers Association of Australia (FBAA). Introductions to a panel broker are only made when a reader actively asks for one.
Editorial standards we follow
- Accuracy: claims are checked against primary sources before publication and reviewed on a documented cycle.
- Currency: rate ranges, thresholds, ATO measures and accounting standards are date-stamped on the pages where they appear.
- Independence: no lender or broker is given preferential editorial treatment; content is not for sale.
- Plain English: we explain technical terms where they first appear and avoid jargon where we can.
- Transparency: we identify our commercial model, our sources, and our limitations openly.
- Corrections: we publish corrections when we get something wrong and welcome reader feedback.
Read the full Editorial Policy and Methodology for how we apply these standards in practice.
Get in touch
You can reach us by email:
support@assetfinancehelp.com.au
For specific enquiries, comparison requests or corrections, use the Contact page. We aim to reply within one business day.
Related pages
How we research, review and update content. Methodology
Sources, calculations and update cadence. Disclosures
How we make money and manage conflicts. Privacy Policy
How we handle your information. Terms of Use
The agreement that applies when you use the site. Contact
Get in touch with the editorial team.
Get in touch
Have a question about Asset Finance Help - our coverage, our partner panel, or how we work? Use the form below; we reply within one business day.